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This is the ultimate super App for the unbanked & underbanked, and suppliers or merchants that service them

 

mojaPay is perfect for

Individuals

Individuals

  • buy & pay for products and services
  • send & receive money on the platform
  • pay Merchants using mojaPay QR-code function

Agents

Agents

  • sell products and services on the platform
  • send & receive money on the platform
  • pay Merchants & Suppliers using mojaPay QR-code function

Merchants

Merchants

  • sell products and services on the platform
  • send & receive money on the platform
  • accept payments through mojaPay QR-code
  • pay other Merchants & Suppliers using mojaPay QR-code function
  • access to secure mojaPay portal

Suppliers

Suppliers

  • receive payments from Agents & Merchants through mojaPay QR-code
  • manage Supplier’s staff through a dedicated and secure mojaPay portal
  • real-time status of Supplier payments

Why mojaPay?

mojaPay for Individuals

A 3rd of South African (over 20 million) population

  • don’t have bank accounts;
  • are seen as financially excluded;
  • are either unbanked or underbanked;
  • use cash as means of transaction.

mojaPay for Businesses

Majority of South African businesses:

  • don’t have bank accounts;
  • are seen as financially excluded;
  • are either unbanked or underbanked;
  • use cash as means of transaction.
  • Cash handling risk and cost for bigger merchants and suppliers

Our Customers & Market

Individuals

Individuals

don’t need a bank account or a debit/credit card to also enjoy essential services. It’s possible - with mojaPay.

Agents, Merchants & Suppliers

Agents, Merchants & Suppliers

don’t need any infrastructure, like POS, kiosks & printers, to start their own businesses. It’s possible - with mojaPay.

Pay for and/or Buy more than 250 products & services on mojaPay.